Whiplash Injury Claims Could Be A Thing Of The Past

Imagine a world without Whiplash – well for starters, we’d all be out of a job! But there’d also be a whole lot less pain suffered and hospitals could save millions of pounds each year. The truth is, a world without whiplash injury claims is actually a lot closer than you think, due indirectly to the potential for self driving cars.

Research is being done in the US to further develop autonomous braking technology, which uses radar positioned in the bumpers to sense when other vehicles or obstacles get too close and applies the brakes. Work is also being carried out on the development of ‘lane-keeping support’ which applies a correcting force through the steering if the driver drifts out of their lane.

car crash whiplash claims

Such scenes could be a thing of the past

The autonomous braking technology has already been in use on high-end vehicles for some years and has recently made it into more reasonably priced family vehicles. Manufacturers of the system are working on developing adaptive cruise control and intelligent speed adaptation, which can prevent a driver exceeding the speed limit.

If all of the technology were to be included in one car then the result is a car that virtually can control its self, removing the human from the decision making process aside from choosing directions (although we can see smart GPS cars taking care of that too). With 70% of accidents down to human error, removing the human element may well result in a reduction or complete removal of car Vs car accidents and in turn prevent any subsequent whiplash injuries.

Posted in whiplash injuries | Tagged , , , | Leave a comment

If You Like Ferraris, Get Ready To Cringe…

For a motorphile, the wrecking of eight classic Ferraris, a Lamborghini and three high performance Mercedes would be akin to ripping up The Hay Wain, slapping Dulux purple all over the ceiling of the Sistine Chapel or drawing a permanent ink moustache on the Mona Lisa. The mere thought of it is enough to send shivers down spines, so if it were to actually happen, well, it doesn’t bare thinking about.

But it did happen, in Japan: eight spotless, gleaming, low mileage, rare, factory perfect, classic Ferraris on their way to a club outing in Hiroshima all smashed into each other at around 85mph, taking a Lamborghini and three Mercs with them as well. Luckily no one was seriously hurt, with mild whiplash being the main injury. Now get ready to bite your fist, because the aftermath looked a lot like this:

whiplash claims in a ferrari

Eight Tokyo Ferrari Club members just lost their reason for turning up every week

Not a pretty site is it and let’s put this in context, if a couple of your average UK family hatchbacks have an accident, we’re talking around £30,000 of motor vehicle written off. The estimated value of the cars involved in the Japanese pile up was £2.46million and policemen attending the scene said most were unrepairable

The accident happened when the driver of one of the Ferraris tried to change lanes and hit the crash barrier. Speaking about the incident, highway patrol lieutenant Eiichiro Kamitani said: “I’ve never seen such a thing, Ferraris rarely travel in such large numbers.”

Posted in Whiplash Claims | Tagged , , , | Leave a comment

Brand New Car Washes Up On Beach

Imagine the scene, you’re walking along a pier thinking about dinner, you rummage in your pocket and decide to toss a penny off the side and wish for a brand new car, then as if by magic – one bobs to the surface. It’s a totally plausible scenario and one that happened yesterday afternoon in Mumbles, Swansea.

whiplash claims

A rare beast indeed, a floating Corsa spotted off the Welsh coast

A brand spanking new 61-plate Vauxhall Corsa emerged from the depths to the amazement of passers by after going missing yesterday. The hire car was swept off a slipway and into the Bristol channel by a rising tide causing shipping alerts. Swansea Coastguard said they were going to wait for the next low tide to try and locate it, but the Corsa made it’s own way to the pier and then on to a nearby beach. A crazy story, but a great advert for the water tight build quality of the small hatchback and in no way related to whiplash claims, but hey.

Posted in Whiplash Claims | Tagged , , , | Leave a comment

Government Panders To Insurance Companies And Is Set To Ban Referral Fees

 

The government is set to ban referral fees in a bid to reduce the number of personal injury claims in the UK.

Under the current system, insurance companies have been selling the details of customers involved in accidents to lawyers specialising in personal injury.

It seems that after making huge profits from this the insurance companies now want to ban referral fees too and The Association of British Insurers said the ban must be “watertight”.

Mr Djanogly said “Many of the claims are spurious and only happen because the current system allows too many people to profit from minor accidents and incidents.” He also went on to say that the ban would make claimants think harder about whether to sue, and give insurers an incentive to pass the savings on to customers.”

However how are stopping referral fees going to make claimants think harder about whether to sue when most of the public were not even aware of referral fees before Jack Straw brought it to their attention?

In fact stopping referral fees will have no affect whatsoever on the publics desire to claim if involved in an accident.  This seems to be a stepping stone for both the government and the insurance companies to try and implement a ban on “No Win No Fee” claims. This is something we have to be very careful about,  it could easily mean “No Money No Justice” as it would prevent the poor from taking valid claims to court due to solicitor’s high rates.

The Office of Fair Trading has said it will put motor insurance under the spotlight after drivers had seen premiums rise by 40% on average in a year.

In fact in 2009, the number of road accidents involving personal injury was 31% down on the average for 1994-98 yet the insurance companies are still blaming personal injury claims for the rise in our insurance costs. Maybe we should be looking at the insurance companies desire to fill their pockets as the real reason for our high premiums.

Posted in Accident claim lawyer | Tagged , , , | Leave a comment

Whiplash Seminars Taking Place

 

On wednesday the 24th of August the 5th International Whiplash Trauma Congress will take place. It will be a gathering place for presentation of the most advanced and enlightened concepts regarding whiplash trauma and injuries.

The focus will be the multidisciplinary approach to understanding whiplash trauma; clinical, epidemiologic, engineering and biomechanical, as well as legal and forensic perspectives.

The findings of the congress will be peer-reviewed and published. The congress will be held in Lund in Sweeden.

In other news a sminar entitled “Stop the Whiplash Culture” will be held on the 2nd of November in London.

The Government will be represented at the seminar as well as the insurance sector and other research centres of excellence to give a balanced view of the problem and the ideas to resolve them.

The seminar will examine the 3 key areas for discussion and help construct a consensus document which will be presented to the government, BMA, legal sector and the insurance industry offering a solution to address the current ‘whiplash culture’ issue and providing a better way of diagnosis and treatment.

However as the government and their insurance company friends seem to have already made their mind up on whiplash claims if what we have seen in the media is anything to go by.

Is this seminar then simply for show so the government can implement whatever new policies they and the insurance companies have already decided?

Do we really think that if whiplash claims are reduced in the UK that our premiums will drop? The only thing that will happen is we will help the crooked insurance companies make more of a profit.

Posted in Whiplash Claims | Tagged , , | Leave a comment

Whiplash Claims Lie Detector

 

The car industries automotive test centre Thatcham claims to have found an answer to the fraudulent whiplash claims that have been said to have increased our insurance premiums. The company has devised a sophisticated piece of software that has been privately dubbed as the whiplash lie detector.

Claimants won’t be hooked up by wires to a machine though, instead details of the accident are imputed into a computer and the probability of a false whiplash claim is generated. The speed of the crash, the weight of the cars involved, the amount of visible damage and the models of cars are used to asses the likelihood of a fraudulent claim.

Thatcham rates car seats on their ability to prevent neck injury on a global scale making them the people best suited to devise such a test. Doctors however have warned that the tests accuracy is debateable.

“You’re unlikely to see any evidence because, if it’s there, it’s all in the soft tissue,” says Richard Cuerden, technical director for vehicle safety at the Transport Research Laboratory.  “It’ll be able to say that, for these five per cent, pay out straight away. And for those five per cent, don’t. But for the 90 per cent in the middle, we just don’t know.”

Experts have also stated that the visible damage to a car and the injuries sustained by an accident show little correlation as improved build quality prevents cars from crumpling as they would have done in previous years.

 

 

Posted in Whiplash Claims | Tagged , , , | Leave a comment

Blonde + £250,000 Bentley = Disaster

 

Monte Carlo has seen a car studded accident take place outside its Place du Casino. A woman driving a £200,00 Bentley Azure tried to negotiate the Monte Carlo traffic and ploughed into £75,000 Mercedes, a £143,000 Ferrari F430, an Aston Martin Rapide worth £150,000 and an £80,000 Porsche 911. Thats a staaggering £698,000 worth of cars in one accident. Imagine the compensation claim that could result from this crash!

No wonder then that scores of tourists swarmed around the cars to take pictures of the costly car accident. The driver and her passengers were unable to escape the papparazi like glare from the crowd as the doors of the Bentley were blocked and could not be opened.

The Blonde certainly hasn’t helped women drivers especially with new research conducted at the University of Michigan suggesting that women drivers are more likely to be involved in an accident. The study looked at 6.5 million car accidents and found a much higher than expected number of accidents between two female drivers. The report also highlighted that women have a tough time negotiating cross roads, T junctions and slip roads. I think they forgot to add parking.

 

Posted in car accident claim | Tagged , , | Leave a comment

Panorama Investigates Whiplash Claims

A week ago today the BBC programme, Panorama, broadcasted a story about a criminal cash for crash ring. The programme infiltrated a criminal gang that offered to pay the undercover journalist £800 to allow them to stage a crash in the reporters vehicle in order to submit a fraudulent insurance claim. The car was handed over to the gang with a hidden camera attached which showed the car being taken to a scrap yard. The footage then showed the Volvo being driven into two separate cars and then the criminals using a crow bar to increase the damage caused.

A compensation claim was submitted by the gang to the company that the Volvo was insured with, totaling £26,588. This included whiplash claims for 3 people that were not even in the car.

According to Glen Marr, of the Insurance Fraud Bureau, some 300,000 accidents are staged or induced each year. These claims are estimated to cost insurance companies around £350 million a year.

The BBC programme also went on to criticise the Uk’s compensation culture in which around 1000 whiplash claims are made a day. In fact all of the blame for increased premiums and hugely expensive insurance policies seems to be put onto the British public nowadays.

Yes the criminals that are defrauding the insurance companies certainly will have an affect on our insurance premium costs and they should be brought to justice. However with all the media coverage at the moment surrounding the Uk’s no win no fee solicitors, “compensation culture” and referral fees it seems we have forgotten that insurance companies are out to make a profit, oh and they do very well out of it.

In fact I can’t remember a time that car insurance hasn’t seemed excessive and in my own personal experience insurance companies will try anything and everything not to pay out on a claim even when it is genuine. Why then are we not looking at insurance companies profit margins? In fact I read a report in April this year that a lot of industry experts had commented that car insurance companies were trying to bolster their profits by squeezing as much money out of customers while trying their best to wriggle out of paying for claims.

Perhaps a “compensation culture” isn’t to blame for our forever increasing premiums but is simply being perpetuated by politicians and the media to distract consumers from the real cause of expensive car insurance – big profits for insurance companies!

 

Posted in car accident claim | Tagged , , , | Leave a comment

Whiplash Claims Are A Thing Of The Past And We’re No Longer Needed!

Well, not quite but if car safety experts Thatcham are to be believed, a new piece of car tech could prevent almost half of the yearly whiplash claims made in the UK. We’re talking about collision warning and avoidance systems, which, according to some industry analysts; are the future of car braking.

These systems automatically apply the brakes if the built-in radar detects a person or car in front and the driver has not hit the pedal. Thatcham believe that 160,000 whiplash compensation claims could be prevented by the wide-scale application of collision avoidance systems.

Posted in whiplash compensation | Tagged , , , | Leave a comment

Whiplash Compensation Claims By Take That Fans? Not Quite But There Were Some Injuries!

When it comes to environments in which you could suffer an injury, what comes to mind?..

Car?
Workplace?
Street?
Supermarket?

Howzabout a Take That concert?…

“Hospital staff in Manchester say they have been inundated with drunk women from recent Take That concerts. Staff say the level of drinking led to a spike in numbers attending the A&E department at Manchester Royal Infirmary (MRI).” Newsbeat

Thousands of ladies pitched up at the City of Manchester stadium on Sunday to listen to the revitalized pop band and it seems many of them had a little too much too drink. Stewards commented that fans arrived early to get the best seats and by the time they’d waited for the boys to arrive, they’d consumed a fair bit of alcohol.

Now, we don’t anticipate any whiplash compensation claims to come from the situation but there may well be a few embarrassed owners of Take That posters around Manchester this week.

Posted in whiplash compensation | Tagged , , , | Leave a comment